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19
Nov
Why Excess Liability Coverage is Important in the Hospitality Industry
Every business owner in the hospitality industry knows that every day presents new and difficult risks to overcome. It is the nature of the business. Sometimes, things go wrong. A guest slips and falls or the valet driver damages a vehicle. There are many situations that you need to address. For hotel owners and those in the hospitality industry, excess
17
Nov
Restaurant Risk Management: A Checklist for Restaurant Owners
Even in this COVID-19 era, there are many people who are more desperate than ever to follow through on their dreams of opening a business. With many communities actively supporting smaller businesses, it has become a great time for new restaurant owners to consider launching their business. But running a restaurant comes with a great deal of challenges and risks.
5
Nov
The Power of Data to Control Plan Costs
As a business owner, you deal with a great deal of numbers, from sales to goals to balance sheets. An important number to consider as an employer is that of your employee benefit offerings and its costs. One of the largest challenges that business owners face is selecting the right benefits for their employees while maintaining an affordable premium. This
29
Oct
Does Your Hotel Have Hospitality Insurance Coverage for These Risks?
Hoteliers know that there is plenty of risk in their industry. Hotels are exposed to multiple varied risks because they have a lot of property, welcome in many guests, and often employ a large workforce. For many good reasons, it is essential to secure the right hospitality insurance that covers common risks. To help you understand your highest exposures and
22
Oct
What You Need to Know About Buying Restaurant Insurance
When we talk about restaurant insurance, we are actually referring to insuring all types of hospitality businesses, such as bars, sports bars, taverns, nightclubs, entertainment venues, delis, pizzerias, and more. When looking to buy the right restaurant insurance, it’s first important to understand the basic coverages. Only then can you decide what is applicable to your situation and unique business.
15
Oct
Risk Management Concerns for Restaurant and Retail Delivery Services
As businesses look for ways to adapt to the new normal, many have turned to offering delivery services in order to keep turning a profit. Industries like retail or restaurants that are new to providing delivery services as part of their business model to establish a safety program to manage this exposure. While many businesses kickstart offering this service, they
8
Oct
COVID-19 Safety Alert for Restaurants Offering Curbside Pickup and Takeout Service
Earlier this year, the U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) issued an alert with safety tips for restaurants and food/beverage businesses to protect their workers from coronavirus exposure as they move to meet the demand for curbside pickup and takeout services. As an owner of a restaurant or food businesses that is shifting towards greeting guests
24
Sep
The Difference Between Wholesale and Retail Insurance
When you are in the market for insurance products that don’t conform to risk exposure guidelines or for products beyond the expertise of retail agencies, you will need to turn to a wholesale insurance agency. Although it isn’t a top interest for most people, it is wise to know the difference between wholesale and retail insurance agencies. What You
17
Sep
How to Increase Staff Retention in the Hospitality Industry
The hospitality industry is always looking for ways to improve their customer experience and keep guests coming back to their brand time and time again. Yet, the industry as a whole faces a significant challenge when it comes to employee retention. While some businesses do not put time and effort into developing a staff retention plan, others are unsure of