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Every industry has its share of risks, as all of them are affected by one or more environmental and economic factors. For example, when suppliers experience shortages or production slowdowns, it can raise food prices, causing consumers to dine out less frequently. The following are a few essential restaurant risk management tips for restaurant owners. Train Your Employees Caring for

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Taverns are popular hot spots for people to enjoy a good time. However, as a business owner, you have to be aware of the possible risks associated with operating such venues. For example, while it’s customary to offer your patrons alcoholic beverages, it could lead to potential issues. You also have to make sure that you hire quality staff and

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Being a bartender can be an exciting yet demanding job. With the endless streams of customers, their constant chats, and orders for drinks, it’s easy to feel overwhelmed. Here’s a list of six bartender problems that any bar staff can easily relate to: Weekends Are No Fun While most of us look forward to the weekend, bartenders look forward to

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Restaurant and bar owners are aware of the risks associated with operating their business. Serving one extra drink to the wrong customer can cause serious problems. That is why dram shop liability coverage is important. Here is a guide to researching liquor liability insurance coverage. Dram Shop Liability Coverage The origins of dram shop come from bars, taverns, and pubs

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Hotels, restaurants, and taverns offer what is referred to as hospitality services. These types of businesses incur additional types of risk over and above what other businesses do. Hospitality insurance policies are written to cover these unique risks and help businesses protect themselves from financial loss if an accident occurs. Hospitality businesses incur a variety of unique issues, including food

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Have you ever thought about becoming a franchisee for a national brand? It can bring you an instant market of loyal customers due to brand familiarity. Joining a franchise select insurance program will help you review and meet coverage needs. The following are six basic requirements of the Franchise Rule that you need to comply with if you seek to

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You may wonder if you are legally required to carry general liability insurance in your quest to become an entrepreneur. In most states, there is no such requirement except for certain industries. States, however, do have requirements for certain types of commercial insurance like workers’ compensation and commercial auto insurance. Here is a look at the general liability insurance requirements

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The American restaurant industry was among the sectors that suffered the brunt of COVID-19. Although many restaurants have still not reopened to date, some have resumed operations, albeit cautiously. For instance, instead of the regular communal table, some restaurants have adopted one-person tables to ensure social distancing. Here’s a look at how different restaurants are adapting to the COVID-19 crisis:

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In most states, employers need to have workers’ compensation insurance. This program facilitates compensation for employees who get injured or fall ill while working for their employer. Whether you’re injured in the office or field, you’re entitled to workers’ comp benefits so long as your suffering or loss resulted from an on-the-job incident. However, as discussed below, you may miss

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