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20
Jan
Should You Get Insurance for a Home-Based Food Service Business?
Many people are rethinking their careers and focusing on launching a home-based business. If you are a creative cook who comes up with unique recipes, you might consider pursuing a home-based food service business. Here’s a look at the types of insurance you’ll need for this venture. Do I need to purchase insurance coverage for my home-based business? While it’s
13
Jan
8 Types of Insurance a Private Social Club Might Need
Running a private social club requires you, as a business owner, to be aware of any possible risks that may arise in your establishment. You can be held personally liable for third-party bodily injuries and/or property damage that occur at your club because of your negligence or intentional misconduct. The right insurance coverage options can help you avoid financial ruin
6
Jan
How Can Event Insurance Policy Minimize Your Liability Exposure?
For your event to succeed, there are certain preventive measures you have to implement beforehand. For example, everyone’s safety at the venue should be a top priority. However, unforeseeable mishaps can still occur despite your meticulous planning. Keep reading to understand how event insurance can protect you against liability. What Is Event Insurance? Event insurance is a form of general
30
Dec
The Basics of Hospitality Insurance Coverage for Hotels and Motels
According to National Fire Protection Association (NFPA), the U.S. fire department responds to about 3,520 structure fires in hotels and motels every year. Besides fire, the hospitality industry faces many more hazards, ranging from generic hazards such as trips and falls to more unique hazards such as liquor liability. If left unchecked, these hazards can lead to huge losses and
23
Dec
Insurance for Food Delivery Driver: An Overview
In recent years, the rise in demand for food delivery services has opened up questions about insurance for food delivery drivers. If you want to start an independent delivery business, what type of insurance do you need? Will you need restaurant insurance? Here’s a look at what professional couriers need to know about auto insurance. Coverage Devoted to Food Delivery
16
Dec
What Is a Live Music Insurance Program?
According to Billboard, 32 million people attend music festivals every year. Venues and promoters are obliged to provide a safe environment for event attendees. However, despite all the health and safety measures in place, mishaps can occur. If incidents that lead to property damage and injuries occur, the event organizers and venue owner may be held liable for the losses.
9
Dec
Risk Management Planning and Insurance for the Holidays
The brighter, warmer outdoors is perfect for the holidays, bringing all the fun-loving people together. Different forms of entertainment and art, from music shows and sports to circuses and fairs, are organized during this time of the year. As an organizer, vendor, venue owner, promoter, or any other entity partly responsible for the success of such an event, you should
25
Nov
Why Bar Owners Need Liquor Liability Insurance
In case a brawl breaks out inside your bar, it’s not just the aggressor who’s at fault. You could be held partly liable because you supplied the liquor. If the victim of the violence sues your bar, you may have to pay for their medical costs, pain and suffering, and other associated expenses. Having liquor liability insurance protects you from
18
Nov
Understanding the Basics of Live Concert Liability Insurance
Much can go wrong at a live concert due to large crowds of attendees and the equipment and electricity needed for sound, special effects, lights, and foodservice. While careful planning and comprehensive safety and security measures can help mitigate potential hazards and manage the crowd adequately, unforeseeable incidents that result in property damage and bodily injury can occur. Therefore, if