RMS Blogging Team

20
Jan

Should You Get Insurance for a Home-Based Food Service Business?

Many people are rethinking their careers and focusing on launching a home-based business. If you are a creative cook who comes up with unique recipes, you might consider pursuing a home-based food service business. Here’s a look at the types of insurance you’ll need for this venture. Do I need to purchase insurance coverage for my home-based business? While it’s

Read more

13
Jan

8 Types of Insurance a Private Social Club Might Need

Running a private social club requires you, as a business owner, to be aware of any possible risks that may arise in your establishment. You can be held personally liable for third-party bodily injuries and/or property damage that occur at your club because of your negligence or intentional misconduct. The right insurance coverage options can help you avoid financial ruin

Read more

6
Jan

How Can Event Insurance Policy Minimize Your Liability Exposure?

For your event to succeed, there are certain preventive measures you have to implement beforehand. For example, everyone’s safety at the venue should be a top priority. However, unforeseeable mishaps can still occur despite your meticulous planning. Keep reading to understand how event insurance can protect you against liability. What Is Event Insurance? Event insurance is a form of general

Read more

30
Dec

The Basics of Hospitality Insurance Coverage for Hotels and Motels

According to National Fire Protection Association (NFPA), the U.S. fire department responds to about 3,520 structure fires in hotels and motels every year. Besides fire, the hospitality industry faces many more hazards, ranging from generic hazards such as trips and falls to more unique hazards such as liquor liability. If left unchecked, these hazards can lead to huge losses and

Read more

23
Dec

Insurance for Food Delivery Driver: An Overview

In recent years,  the rise in demand for food delivery services has opened up questions about insurance for food delivery drivers. If you want to start an independent delivery business, what type of insurance do you need? Will you need restaurant insurance? Here’s a look at what professional couriers need to know about auto insurance. Coverage Devoted to Food Delivery

Read more

16
Dec

What Is a Live Music Insurance Program?

According to Billboard, 32 million people attend music festivals every year. Venues and promoters are obliged to provide a safe environment for event attendees. However, despite all the health and safety measures in place, mishaps can occur. If incidents that lead to property damage and injuries occur, the event organizers and venue owner may be held liable for the losses.

Read more

9
Dec

Risk Management Planning and Insurance for the Holidays

The brighter, warmer outdoors is perfect for the holidays, bringing all the fun-loving people together. Different forms of entertainment and art, from music shows and sports to circuses and fairs, are organized during this time of the year. As an organizer, vendor, venue owner, promoter, or any other entity partly responsible for the success of such an event, you should

Read more

25
Nov

Why Bar Owners Need Liquor Liability Insurance

In case a brawl breaks out inside your bar, it’s not just the aggressor who’s at fault. You could be held partly liable because you supplied the liquor. If the victim of the violence sues your bar, you may have to pay for their medical costs, pain and suffering, and other associated expenses. Having liquor liability insurance protects you from

Read more

18
Nov

Understanding the Basics of Live Concert Liability Insurance

Much can go wrong at a live concert due to large crowds of attendees and the equipment and electricity needed for sound, special effects, lights, and foodservice. While careful planning and comprehensive safety and security measures can help mitigate potential hazards and manage the crowd adequately, unforeseeable incidents that result in property damage and bodily injury can occur. Therefore, if

Read more

Get in Touch with Us Today (516) 742-8585  Contact Us

COVID-19 UPDATE:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!