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22
Dec
How Employers Can Minimize the Risk of Opioids in the Workplace
Throughout the pandemic, businesses have had to adapt to survive. Companies nationwide are navigating remote working and making workplaces COVID-safe. The coronavirus has put a spotlight on the health and wellbeing of employees for all industries and the economic impact caused by COVID-19. One risk that can jeopardize both the health of your workplace and your bottom line is the
17
Dec
Off-Premise Alcohol Sales: What Restaurants & Bars Need to Know about Cocktails-to-Go and Liquor Delivery
The pandemic has shifted a lot of business, forcing many industries to change. For many years, there have been strict rules and regulations tied to selling alcohol in the U.S. The restaurant and bar industries have had to go through complicated processes to receive a liquor license, which can dictate when, where, and how they can serve alcohol. Yet, when
10
Dec
Cyber Security and Privacy Concerns: COVID-19
Since the rise of COVID-19 across the nation, many hackers have taken this opportunity to scam businesses and individuals alike. Phishing emails, scam texts, and fake websites have led to many businesses being given false information and exposing sensitive and private information. To help protect business data throughout COVID-19 and beyond, here are a few tips to note. Cyber
3
Dec
Are You Helping Employees Manage Stress?
It’s likely that your employees are experiencing stress each day, whether at home, at work, or a combination of the two. This year has been especially difficult for us all, and your employees may be feeling heightened levels of pressure. Beyond the immediate effects on your team’s health and wellbeing, stress can decrease productivity in the workplace and increase your
19
Nov
Why Excess Liability Coverage is Important in the Hospitality Industry
Every business owner in the hospitality industry knows that every day presents new and difficult risks to overcome. It is the nature of the business. Sometimes, things go wrong. A guest slips and falls or the valet driver damages a vehicle. There are many situations that you need to address. For hotel owners and those in the hospitality industry, excess
17
Nov
Restaurant Risk Management: A Checklist for Restaurant Owners
Even in this COVID-19 era, there are many people who are more desperate than ever to follow through on their dreams of opening a business. With many communities actively supporting smaller businesses, it has become a great time for new restaurant owners to consider launching their business. But running a restaurant comes with a great deal of challenges and risks.
12
Nov
What You Should Know About Retail Liability Waivers in the Age of COVID-19
From face masks to social distancing, there are many ways we are adjusting to the new normal in the age of COVID-19. As businesses reopen, many are asking customers and guests to sign liability waivers concerning COVID-19, including doctor’s offices, salons, gyms, restaurants, daycare centers, movie theatres, bowling alleys, and many more. Yet, it is unclear how much weight these
5
Nov
The Power of Data to Control Plan Costs
As a business owner, you deal with a great deal of numbers, from sales to goals to balance sheets. An important number to consider as an employer is that of your employee benefit offerings and its costs. One of the largest challenges that business owners face is selecting the right benefits for their employees while maintaining an affordable premium. This
24
Sep
The Difference Between Wholesale and Retail Insurance
When you are in the market for insurance products that don’t conform to risk exposure guidelines or for products beyond the expertise of retail agencies, you will need to turn to a wholesale insurance agency. Although it isn’t a top interest for most people, it is wise to know the difference between wholesale and retail insurance agencies. What You