Assault & Battery Insurance


Why Do Commercial General Liability Policies Exclude Assault and Battery Coverage?

Businesses rely on commercial insurance to protect them during emergencies. As a business owner, you are aware that something could go wrong at any moment. Generally, commercial insurance will be there when you need it, but there are some possible exclusions. There is assault and battery exclusion in most commercial general liability policies. Assault is defined as the threat of

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The Basics of Assault & Battery Insurance for Bar Owners

Have you ever thought about opening a bar? Creating a social center for your neighborhood has its advantages, but you can’t overlook the responsibilities that come with it. Serving alcohol creates more legal complexities than opening a typical small business. You’ll need nightclub insurance, liquor liability insurance, and assault & battery insurance, along with other types of coverage. Assault &

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Does Your Bar Need Assault & Battery Insurance?

Wondering why your bar would need assault & battery insurance? Your joint is a special place for people that love liquor to socialize or just relax while enjoying their favorite alcoholic drinks. However, when some patrons have had too much to drink, the bar atmosphere can quickly turn chaotic. Even the calmest individuals ever can turn violent when drunk. Any

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How to Prevent Fights in Nightclubs and Other Establishments

When alcohol, emotions, and loud noises mix together, an old fashioned row could occur between patrons. Bar fights put everyone at risk, from the patrons involved to those nearby to those working in an establishment, potentially causing major damage to peoples’ well being and the integrity of the bar or nightclub. Freakonomics reported on a study out of Toronto in

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What Does Assault & Battery Insurance Cover?

Whether you own and operate a bar or restaurant, café or nightclub, there are many different ways in which your patrons’ well-being could end up having a bad time. Bar fights, arguments, long-term emotional effects, and general safety around the premises of your establishment can all be factors that encourage specified hospitality insurance. When it comes to places of hospitality, as

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Nightclub Fights: Where the Liability Lies

Bar fights may only last for a moment, but the fallout from them and all they can affect can be extensive. Brawls at bars and nightclubs can carry legal ramifications, but where does the fault rest? Is it the drunk and disorderly patrons who exchanged punches and kicks? Or is it on the shoulders of the place of business where

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A Vital Relationship: Sports Bars & Assault Liability

Anyone who frequents sports bars or clubs has likely witnessed some form or another of an altercation between patrons or even employees. Although unfortunate, these instances are quite common. Making sure your sports bar is protected with a NY Assault & Battery Liability policy will safeguard your clients against potential financial loss and even litigation. Assault and battery typically go hand

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