Hospitality Insurance


How Is Hospitality Insurance Different from Other Business Insurance Policies?

Hospitality insurance covers a wider range of risks than other business insurance policies. It’s typical for a hotel or motel to get a Business Owner’s Policy (BOP) and add other coverage. A dedicated hospitality insurance program might be the best way to go if your business is too big to be covered by a BOP plan. One of the main

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How to Get Your Event Protected Against Legal Liabilities?

Every year, over 40 million lawsuits are filed in America for many reasons. Any business can be sued by customers, partners, employees, and investors. The same applies to organizations that plan special events. It’s best to learn available insurance options and tailor a plan specifically for your event. How Can the RMS Insurance Hospitality Program Assist You? RMS Insurance provides

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Risks Involved in Operating Bars, Restaurants, and Nightclubs

For many people, bars, restaurants, and nightclubs are the go-to places for socializing, having drinks after work, or watching a game. However, these establishments are exposed to particular risks because they allow third parties into their premises and serve food and alcohol to the public. Poor food preservation, liquor serving practices, and unruly patrons can lead to costly insurance claims

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How Can Event Insurance Policy Minimize Your Liability Exposure?

For your event to succeed, there are certain preventive measures you have to implement beforehand. For example, everyone’s safety at the venue should be a top priority. However, unforeseeable mishaps can still occur despite your meticulous planning. Keep reading to understand how event insurance can protect you against liability. What Is Event Insurance? Event insurance is a form of general

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The Basics of Hospitality Insurance Coverage for Hotels and Motels

According to National Fire Protection Association (NFPA), the U.S. fire department responds to about 3,520 structure fires in hotels and motels every year. Besides fire, the hospitality industry faces many more hazards, ranging from generic hazards such as trips and falls to more unique hazards such as liquor liability. If left unchecked, these hazards can lead to huge losses and

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5 Important Benefits of Hospitality Insurance

Hotels, restaurants, and taverns offer what is referred to as hospitality services. These types of businesses incur additional types of risk over and above what other businesses do. Hospitality insurance policies are written to cover these unique risks and help businesses protect themselves from financial loss if an accident occurs. Hospitality businesses incur a variety of unique issues, including food

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Why Contactless Check-in Might Be the Future of Hospitality

One of the hardest-hit industries during the ongoing COVID-19 pandemic is the hospitality industry. Many hotels are struggling to stay afloat due to the major decrease in the amount of travel around the world. This drastic reduction in income has caused many staff members to lose their jobs or become furloughed. As a result, there are serious questions regarding the

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Does Your Hotel Have Hospitality Insurance Coverage for These Risks?

Hoteliers know that there is plenty of risk in their industry. Hotels are exposed to multiple varied risks because they have a lot of property, welcome in many guests, and often employ a large workforce. For many good reasons, it is essential to secure the right hospitality insurance that covers common risks. To help you understand your highest exposures and

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Why Purchasing Hospitality Insurance is Important

Business owners know that – at any time – they could be held liable for virtually anything and everything. This is even truer in the hospitality industry. A business could be named in a lawsuit for an accident that occurred off the premises or even if they were only vaguely connected to the actual establishment. For this reason, it is

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At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!