Liquor Liability

25
Nov

Why Bar Owners Need Liquor Liability Insurance

In case a brawl breaks out inside your bar, it’s not just the aggressor who’s at fault. You could be held partly liable because you supplied the liquor. If the victim of the violence sues your bar, you may have to pay for their medical costs, pain and suffering, and other associated expenses. Having liquor liability insurance protects you from

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29
Sep

Dram Shop Liability Coverage: An Overview

Restaurant and bar owners are aware of the risks associated with operating their business. Serving one extra drink to the wrong customer can cause serious problems. That is why dram shop liability coverage is important. Here is a guide to researching liquor liability insurance coverage. Dram Shop Liability Coverage The origins of dram shop come from bars, taverns, and pubs

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15
Apr

What Can Prevent You from Getting a Liquor License?

To operate a liquor business legally in the U.S., you need to meet all the necessary licensure requirements. Of course, these requirements vary across industries depending on the nature of operations involved, which means that some industries have more stringent licensing requirements than others. For instance, selling regulated products such as liquor requires a thorough vetting process before you get

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4
Jun

Are Bars Liable for Customers Who Fall After Drinking?

In the United States, businesses in the nightlife scene, be it a sports bar, a cool college bar, or a nightclub that gets packed on the weekend, report serving more than 19 million people each year. Throughout the country’s 62,000 bars and nightclubs, you’re bound to come across a liability issue here or there. From rowdy patrons to overserving to

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11
Jul

How Establishments Should Handle Over-Intoxicated Patrons

As the bread and butter of any bar or tavern, it’s no secret that alcohol sales provide great profit margins. But with a successful bar business comes the possibility of having to handle customers who tip the scales of intoxication and end up presenting a liability to your bar. There is a balance bars need to find where they are

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23
May

Key Facts to Know About Liquor Liability Coverage

Newer state statutes are holding sellers of alcohol, such as bars, nightclubs, and liquor stores, responsible for damages under liquor liability laws. Bars can be held liable for instances where there’s a death or injury due to alcohol like in a DUI, bringing them to court and possibly closing their doors for good. Establishments that sell alcohol should not only

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28
Mar

Spotting and Handling an Underage Patron

One thing that will always be a constant concern in the restaurant and hospitality industry is the issue of underaged drinking. While, obviously, bar and nightclub owners can’t handle what happens off their premises, they can ensure they’re taking the right steps to enforce strict rules against underaged patrons. It’s the bar’s or restaurant’s responsibility to make sure people under

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28
Dec

New Years’ Resolution: Serve Liquor Responsibly

Every restaurant and bar owner know the implications of serving liquor, wine, and beer. However, these are staples of the industry and often prove to be the most lucrative sources of income. With that in mind, we’re going to provide some recommendations that you can share with your hospitality clients to start 2018 off right. Especially as Christmas has ended

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7
Feb

Attention Bar Owners: Understanding Liquor Liability

Operating a bar and legal liability go hand in hand. With particular dram shop laws that vary by state and the inherent liabilities that bar owners have by serving alcohol, it’s absolutely imperative that your clients carry a custom-tailored Liquor Liability Insurance program to mitigate risk and financial responsibility. While bar owners might be working with a limited budget, this

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COVID-19 UPDATE:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!