Restaurant Insurance


Should You Get Insurance for a Home-Based Food Service Business?

Many people are rethinking their careers and focusing on launching a home-based business. If you are a creative cook who comes up with unique recipes, you might consider pursuing a home-based food service business. Here’s a look at the types of insurance you’ll need for this venture. Do I need to purchase insurance coverage for my home-based business? While it’s

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Insurance for Food Delivery Driver: An Overview

In recent years,  the rise in demand for food delivery services has opened up questions about insurance for food delivery drivers. If you want to start an independent delivery business, what type of insurance do you need? Will you need restaurant insurance? Here’s a look at what professional couriers need to know about auto insurance. Coverage Devoted to Food Delivery

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Essential Risk Management Tips for Restaurant Owners

Every industry has its share of risks, as all of them are affected by one or more environmental and economic factors. For example, when suppliers experience shortages or production slowdowns, it can raise food prices, causing consumers to dine out less frequently. The following are a few essential restaurant risk management tips for restaurant owners. Train Your Employees Caring for

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How Restaurants Are Responding to the COVID-19 Crisis

The American restaurant industry was among the sectors that suffered the brunt of COVID-19. Although many restaurants have still not reopened to date, some have resumed operations, albeit cautiously. For instance, instead of the regular communal table, some restaurants have adopted one-person tables to ensure social distancing. Here’s a look at how different restaurants are adapting to the COVID-19 crisis:

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Tips to Protect Your Employees from Common Restaurant Injuries

The restaurant business is one of the riskiest businesses due to the physically demanding and high-pressure conditions that are common to these establishments. Workplace injuries can spell severe financial loss for any restaurant owner. Statistics show that an average of 4 workers’ compensation claims are filed annually per restaurant, with the average cost of such claims being about $50,000 per

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How to Reduce Your Restaurant’s Exposure to Foodborne Illness

Foodborne illnesses are serious business. If you own a restaurant, one of your biggest concerns should be limiting your risk of exposure to foodborne illnesses for both your patrons as well as your employees. Doing everything you can to reduce your risk and keep it under control is one of your most important responsibilities as a restaurant owner. It can

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Weighing the Pros and Cons of Owning a Franchise Restaurant: What You Need to Know

Opening a franchise restaurant can be a very lucrative business if you choose the right one. For the most part, just like every other type of business investment, franchise restaurants have their own share of pros and cons. If you go into it fully prepared and know what to expect, you can handle anything that comes your way. Owning a

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5 Effective Ways to Market Your Restaurant in 2021

Successful restaurant marketing in 2021 requires out-of-the-box creative thinking and planning as the hospitality industry gradually recovers from COVID-19 effects. Despite the pandemic, new chains and fast food businesses keep coming up around the country, and that means more competitors for you. Here are practical marketing tips for restaurants to differentiate from the new competition, attract new customers, and encourage existing

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What You Need to Know About Buying Restaurant Insurance

When we talk about restaurant insurance, we are actually referring to insuring all types of hospitality businesses, such as bars, sports bars, taverns, nightclubs, entertainment venues, delis, pizzerias, and more. When looking to buy the right restaurant insurance, it’s first important to understand the basic coverages. Only then can you decide what is applicable to your situation and unique business.

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At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!