Restaurant Insurance


How Restaurants Are Responding to the COVID-19 Crisis

The American restaurant industry was among the sectors that suffered the brunt of COVID-19. Although many restaurants have still not reopened to date, some have resumed operations, albeit cautiously. For instance, instead of the regular communal table, some restaurants have adopted one-person tables to ensure social distancing. Here’s a look at how different restaurants are adapting to the COVID-19 crisis:

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Tips to Protect Your Employees from Common Restaurant Injuries

The restaurant business is one of the riskiest businesses due to the physically demanding and high-pressure conditions that are common to these establishments. Workplace injuries can spell severe financial loss for any restaurant owner. Statistics show that an average of 4 workers’ compensation claims are filed annually per restaurant, with the average cost of such claims being about $50,000 per

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How to Reduce Your Restaurant’s Exposure to Foodborne Illness

Foodborne illnesses are serious business. If you own a restaurant, one of your biggest concerns should be limiting your risk of exposure to foodborne illnesses for both your patrons as well as your employees. Doing everything you can to reduce your risk and keep it under control is one of your most important responsibilities as a restaurant owner. It can

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Weighing the Pros and Cons of Owning a Franchise Restaurant: What You Need to Know

Opening a franchise restaurant can be a very lucrative business if you choose the right one. For the most part, just like every other type of business investment, franchise restaurants have their own share of pros and cons. If you go into it fully prepared and know what to expect, you can handle anything that comes your way. Owning a

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5 Effective Ways to Market Your Restaurant in 2021

Successful restaurant marketing in 2021 requires out-of-the-box creative thinking and planning as the hospitality industry gradually recovers from COVID-19 effects. Despite the pandemic, new chains and fast food businesses keep coming up around the country, and that means more competitors for you. Here are practical marketing tips for restaurants to differentiate from the new competition, attract new customers, and encourage existing

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What You Need to Know About Buying Restaurant Insurance

When we talk about restaurant insurance, we are actually referring to insuring all types of hospitality businesses, such as bars, sports bars, taverns, nightclubs, entertainment venues, delis, pizzerias, and more. When looking to buy the right restaurant insurance, it’s first important to understand the basic coverages. Only then can you decide what is applicable to your situation and unique business.

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Risk Management Concerns for Restaurant and Retail Delivery Services

As businesses look for ways to adapt to the new normal, many have turned to offering delivery services in order to keep turning a profit. Industries like retail or restaurants that are new to providing delivery services as part of their business model to establish a safety program to manage this exposure. While many businesses kickstart offering this service, they

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COVID-19 Safety Alert for Restaurants Offering Curbside Pickup and Takeout Service

Earlier this year, the U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) issued an alert with safety tips for restaurants and food/beverage businesses to protect their workers from coronavirus exposure as they move to meet the demand for curbside pickup and takeout services. As an owner of a restaurant or food businesses that is shifting towards greeting guests

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A Guide to Finding the Right Restaurant Insurance

Although securing restaurant insurance isn’t a glamorous part of owning a restaurant, bar, tavern, or café, it is incredibly important to your business’s success. Having the right insurance policies in hand can help owners overcome obstacles, protect their pocket, and flourish in the food industry. With so much to consider, it’s worthwhile knowing how to go about picking the right

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At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!