Our Blog

7
Jul

Service Charge vs. Gratuity: Restaurant Liability?

An upscale restaurant in Manhattan has made headlines recently for failing to pay employees their tips. What was categorized as a “service fee,” was actually required to be paid to employees per the written agreement. As these discrepancies are fairly common yet can cause hefty legal damage payouts, be sure to equip your business with a New York Restaurant Liability

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26
Jun

Top 5 EMV Myths Debunked

The Europay, Mastercard and Visa regulation (EMV) is sweeping the restaurant industry as of lately. This new innovative and security based development is effective as of October 1st, 2015 and is comprised of a set of specifications for smart card payments and acceptance devices, as defined by the EMV Connection. During this important and potentially costly shift, don’t hesitate to

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24
Jun

4 Key Coverages Every Adult Nightclub Should Possess

Nightclubs have the potential to draw in a dynamic crowd and have proven to be a profitable business for decades. However, given the nature of nightclubs, obvious risks are attached to these types of establishments. To defend your business against potential claims resulting in property and asset loss, implement your NY Nightclub Insurance policy today. Here are a few specific examples

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19
Jun

A Vital Relationship: Sports Bars & Assault Liability

Anyone who frequents sports bars or clubs has likely witnessed some form or another of an altercation between patrons or even employees. Although unfortunate, these instances are quite common. Making sure your sports bar is protected with a NY Assault & Battery Liability policy will safeguard your clients against potential financial loss and even litigation. Assault and battery typically go hand

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17
Jun

The Secret to Running a Successful Comedy Club

Comedy clubs are one of America’s favorite pastimes and can be quite a lucrative business venture. Although one might think it’s all fun and laughter, building a comedy business is hard work. In addition to obtaining Comedy Club Insurance, there are a few key steps to accomplish before your clients can run their own successful comedy club. Here are some

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9
Jun

Key Coverages in a Hospitality Insurance Program

Hospitality is a dynamic and exciting industry. With services ranging from nightclubs to bars to comedy clubs, there is a diverse variety of risk exposures. Insuring your business with a respected Hospitality Insurance Company will not only protect you from potential loss, but help your company thrive. Here are a few key coverages to implement in your hospitality business: General Liability-

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1
Jun

Why Does Your Pub Need Liquor Liability Insurance?

Craft breweries, pubs, bars, taverns; you name it and America’s got ‘em! The U.S. has become a mecca for the craft beer and liquor communities. Passionate people work behind the scenes to ensure that they not only give customers the best of the best, but that they also run a profitable business. Profits mean nothing without the right financial protection

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12
May

The Risks Involved With Owning a Nightclub

If your clients own or manage a small business of any kind, it’s imperative to ensure that their assets and property are financially protected. Nightclubs are no exception; inviting risks beyond the standard exposure a standard restaurant or bar would have, nightclub owners must have the right Nightclub Insurance policies in place. In order to understand the need for nightclub

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1
Apr

RMS Insurance Brokerage Introduces New Hospitality Risk Management Division

RMS Insurance Brokerage, a leading national risk management solutions company providing insurance brokerage, consulting, and insurance underwriting for its clients, announces the launch of RMS Hospitality Group (RMS HG). RMS HG serves as the specialized program division of RMS Insurance Brokerage and excels in delivering commercial general liability insurance to businesses operating within the hospitality industry. This new Group consists

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COVID-19 UPDATE:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!