How Is Hospitality Insurance Different from Other Business Insurance Policies?

Hospitality insurance covers a wider range of risks than other business insurance policies. It’s typical for a hotel or motel to get a Business Owner’s Policy (BOP) and add other coverage. A dedicated hospitality insurance program might be the best way to go if your business is too big to be covered by a BOP Read More

Umbrella Insurance and Excess Liability Insurance: Why Are They Needed

It’s good to know all your options when it’s time to get insurance. Some people take on more risks than others, so they need coverage beyond a basic plan. Options that can provide extended coverage include umbrella insurance and excess liability insurance. What Is Excess Liability Insurance & Umbrella Insurance? A basic insurance policy only Read More

How to Select the Right Insurance Agency for Your Unique Coverage Needs?

There’s much more to finding the right insurance company than searching for an “insurance agency near me” on Google. You need to compare multiple plans to prioritize your own insurance needs. Here are some of the essential factors you should consider when selecting an insurance provider. Different types of insurance provider You can approach different Read More

How Host Liquor Liability Insurance Can Save You from Paying out of Pocket

If you own a business that serves alcohol to the public, it’s good to be equipped with host liquor liability insurance. This coverage goes beyond standard liability protection and takes into account how intoxicated individuals can cause damage or harm to others. Who Needs Host Liquor Liability Insurance? Any establishment that serves alcohol, whether a Read More

Tips to Create an Effective Risk Management Plan for Your Restaurant Business

If you own a restaurant, you have specific types of risks that you have to deal with. Your risk management plan must cover the perils that most restaurants face. This includes liquor liability if your restaurant serves alcohol. Personal liability and property damage are also common risks for restaurants. Before you create a risk management Read More