Bars, nightclubs, and taverns are often the go-to destinations for those who are looking to socialize, build relationships, or just have a drink. However, these places have an increased risk of liability hazards arising from untruly or over-served patrons and poor alcohol serving practices, facing expensive lawsuits and claims. This is where pubs and tavern Read More
Many restaurants and bars open up outdoor areas for patrons during the spring and summer. Allowing for outdoor drinking and dining can help attract new visitors, but it also increases risks that should be covered by special insurance for bar and nightclub establishments. What Is Bar Insurance? Bar insurance, also called tavern insurance, financially protects Read More
If you own a business that serves alcohol to the public, it’s good to be equipped with host liquor liability insurance. This coverage goes beyond standard liability protection and takes into account how intoxicated individuals can cause damage or harm to others. Who Needs Host Liquor Liability Insurance? Any establishment that serves alcohol, whether a Read More
In case a brawl breaks out inside your bar, it’s not just the aggressor who’s at fault. You could be held partly liable because you supplied the liquor. If the victim of the violence sues your bar, you may have to pay for their medical costs, pain and suffering, and other associated expenses. Having liquor Read More
As the bread and butter of any bar or tavern, it’s no secret that alcohol sales provide great profit margins. But with a successful bar business comes the possibility of having to handle customers who tip the scales of intoxication and end up presenting a liability to your bar. There is a balance bars need Read More