Tag: liquor liability insurance

21
Jul

The Basics of Bar Insurance: Understanding Your Coverage Needs

As the owner of a bar, you are aware that a disaster could happen at any moment. Perhaps one of your employees is having a bad day, and they break some of your equipment or vandalize the property. Perhaps, you sell alcohol at the bar to the wrong patrons at the wrong time. Suddenly, those patrons are involved in an

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4
Jun

Are Bars Liable for Customers Who Fall After Drinking?

In the United States, businesses in the nightlife scene, be it a sports bar, a cool college bar, or a nightclub that gets packed on the weekend, report serving more than 19 million people each year. Throughout the country’s 62,000 bars and nightclubs, you’re bound to come across a liability issue here or there. From rowdy patrons to overserving to

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11
Jul

How Establishments Should Handle Over-Intoxicated Patrons

As the bread and butter of any bar or tavern, it’s no secret that alcohol sales provide great profit margins. But with a successful bar business comes the possibility of having to handle customers who tip the scales of intoxication and end up presenting a liability to your bar. There is a balance bars need to find where they are

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23
May

Key Facts to Know About Liquor Liability Coverage

Newer state statutes are holding sellers of alcohol, such as bars, nightclubs, and liquor stores, responsible for damages under liquor liability laws. Bars can be held liable for instances where there’s a death or injury due to alcohol like in a DUI, bringing them to court and possibly closing their doors for good. Establishments that sell alcohol should not only

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20
Apr

How Can a Nightclub Lose its Liquor License?

Getting a liquor license is a bit of a process, and it involves a little red tape and a few hoops to jump through. There’s a waiting period, and sometimes restaurants that tout themselves as gastropubs open their doors without the ability to serve alcohol. But for as much of a hassle as it can be to get a license,

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28
Mar

Spotting and Handling an Underage Patron

One thing that will always be a constant concern in the restaurant and hospitality industry is the issue of underaged drinking. While, obviously, bar and nightclub owners can’t handle what happens off their premises, they can ensure they’re taking the right steps to enforce strict rules against underaged patrons. It’s the bar’s or restaurant’s responsibility to make sure people under

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28
Dec

New Years’ Resolution: Serve Liquor Responsibly

Every restaurant and bar owner know the implications of serving liquor, wine, and beer. However, these are staples of the industry and often prove to be the most lucrative sources of income. With that in mind, we’re going to provide some recommendations that you can share with your hospitality clients to start 2018 off right. Especially as Christmas has ended

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24
Oct

Necessary Insurance Coverages Every Bar Needs

Bars, like any other business, need the right insurance portfolio so they can thrive. Without the key policies, the bar is left exposed and on the hook for financial damages from claims they incur. In this post, we’ll explore the fundamental policies that these businesses need to carry in order to complete their Bar Insurance portfolio, and to adequately safeguard

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7
Feb

Attention Bar Owners: Understanding Liquor Liability

Operating a bar and legal liability go hand in hand. With particular dram shop laws that vary by state and the inherent liabilities that bar owners have by serving alcohol, it’s absolutely imperative that your clients carry a custom-tailored Liquor Liability Insurance program to mitigate risk and financial responsibility. While bar owners might be working with a limited budget, this

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At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!