How Is Hospitality Insurance Different from Other Business Insurance Policies?

Hospitality insurance covers a wider range of risks than other business insurance policies. It’s typical for a hotel or motel to get a Business Owner’s Policy (BOP) and add other coverage. A dedicated hospitality insurance program might be the best way to go if your business is too big to be covered by a BOP Read More

6 Types of Insurance Every Social Private Club Should Have

When you own any type of private club, you have to be properly insured. While commercial property insurance and general liability are given as necessary, there are several other types of risks associated with owning and operating any club or lounge. Understanding why other types of insurance are important is the first step in making Read More

The Basics of Hospitality Insurance Coverage for Hotels and Motels

According to National Fire Protection Association (NFPA), the U.S. fire department responds to about 3,520 structure fires in hotels and motels every year. Besides fire, the hospitality industry faces many more hazards, ranging from generic hazards such as trips and falls to more unique hazards such as liquor liability. If left unchecked, these hazards can Read More

A Vital Relationship: Sports Bars & Assault Liability

Anyone who frequents sports bars or clubs has likely witnessed some form or another of an altercation between patrons or even employees. Although unfortunate, these instances are quite common. Making sure your sports bar is protected with a NY Assault & Battery Liability policy will safeguard your clients against potential financial loss and even litigation. Assault Read More