Why Is Workers’ Compensation an Essential Coverage for Home-Based Business Owners?

Home-based businesses offer several conveniences, such as flexible schedules, avoiding childcare costs, and no commuting, and today have become a preferred option among many business owners. However, even if you run a business from home, you must have insurance coverage required to ensure that you are adequately covered for damages and loss. One such insurance Read More

A Quick Guide to Lowering Your NY Workers’ Compensation Insurance Costs

Workers’ compensation insurance is required in almost every state, including NY. It is an expense that is part of doing business. However, there are ways to lower the cost of your premiums, so they are much more affordable. While you may be required by NY state laws to carry workers’ comp, you don’t have to Read More

Why Workers’ Compensation Insurance Program Is an Essential Part of Business Operations

Businesses rely on their workforce to help them reach the next level. Employees fill a major need because they perform essential services to ensure that the business runs smoothly. Business owners are obligated to protect their employees if an issue arises. Employees have the right to seek compensation after workplace mishaps. Here is a look Read More

Understanding the Basics of Workers’ Comp Insurance

Having a good Workers’ Comp policy in place ensures that your medical bills and any lost wages are covered if you are injured while at work. As an employer, you are required to provide your employees with some form of Workers’ Comp insurance in case they are injured on the job. The benefits of this Read More

What Does Workers’ Compensation Insurance Pay If You Leave a Job?

In most states, employers need to have workers’ compensation insurance. This program facilitates compensation for employees who get injured or fall ill while working for their employer. Whether you’re injured in the office or field, you’re entitled to workers’ comp benefits so long as your suffering or loss resulted from an on-the-job incident. However, as Read More