blog

29
Jul

Job Ads and Discrimination: Restaurant Red Flag

A Midtown New York Indian restaurant was fined $5,000 for posting a discriminatory job ad. Although the restaurant closed last year, they are still obligated to pay the penalty. This scenario goes to show the extent of NY Restaurant Liability and the importance of proper phrasing in crafting job ads. Shalom Bombay posted an ad in October of 2013 on

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20
Jul

Craft Breweries Create Liquor Law Shift

Craft beer is among the fastest growing components of today’s alcohol market. While a traditional three-tier system has been in place since after the Prohibition era, states are now shifting their laws to accommodate more craft beer production and sales. Regardless of the liquor laws, it is critical to obtain a NY Pub and Tavern Insurance policy to ensure your

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15
Jul

New NY Law: Raw Fish Must be Frozen Before Serving

Although many New York restaurants pride themselves on their fresh ingredients, particularly those from the sea, the new law may require an updated menu. Taking effect in August, this new regulation will require fresh fish to be frozen for at least 15 hours prior to being served to reduce the risk of pathogens. While restaurants adapt to this new rule,

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7
Jul

Service Charge vs. Gratuity: Restaurant Liability?

An upscale restaurant in Manhattan has made headlines recently for failing to pay employees their tips. What was categorized as a “service fee,” was actually required to be paid to employees per the written agreement. As these discrepancies are fairly common yet can cause hefty legal damage payouts, be sure to equip your business with a New York Restaurant Liability

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26
Jun

Top 5 EMV Myths Debunked

The Europay, Mastercard and Visa regulation (EMV) is sweeping the restaurant industry as of lately. This new innovative and security based development is effective as of October 1st, 2015 and is comprised of a set of specifications for smart card payments and acceptance devices, as defined by the EMV Connection. During this important and potentially costly shift, don’t hesitate to

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24
Jun

4 Key Coverages Every Adult Nightclub Should Possess

Nightclubs have the potential to draw in a dynamic crowd and have proven to be a profitable business for decades. However, given the nature of nightclubs, obvious risks are attached to these types of establishments. To defend your business against potential claims resulting in property and asset loss, implement your NY Nightclub Insurance policy today. Here are a few specific examples

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19
Jun

A Vital Relationship: Sports Bars & Assault Liability

Anyone who frequents sports bars or clubs has likely witnessed some form or another of an altercation between patrons or even employees. Although unfortunate, these instances are quite common. Making sure your sports bar is protected with a NY Assault & Battery Liability policy will safeguard your clients against potential financial loss and even litigation. Assault and battery typically go hand

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17
Jun

The Secret to Running a Successful Comedy Club

Comedy clubs are one of America’s favorite pastimes and can be quite a lucrative business venture. Although one might think it’s all fun and laughter, building a comedy business is hard work. In addition to obtaining Comedy Club Insurance, there are a few key steps to accomplish before your clients can run their own successful comedy club. Here are some

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9
Jun

Key Coverages in a Hospitality Insurance Program

Hospitality is a dynamic and exciting industry. With services ranging from nightclubs to bars to comedy clubs, there is a diverse variety of risk exposures. Insuring your business with a respected Hospitality Insurance Company will not only protect you from potential loss, but help your company thrive. Here are a few key coverages to implement in your hospitality business: General Liability-

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