Restaurant Insurance

8
Sep

Floor Mat Placement and Care

As slips and falls are the leading cause of restaurant insurance claims, it is imperative to properly place and maintain floor mats to avoid employee and customer injury. NY Restaurant General Liability can be reduced by following these suggestions. Safe Mats- Mats with high density rubber backing is the best for restaurant usage. Withstanding the relative foot traffic is also

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24
Aug

Exploring New York’s New Restaurant Delivery Service

Good news for New York: another food-delivery service launched earlier this month in Manhattan. Unlike its competitors, OnDelivery.com employs its own workers and pays higher wages. While the system is proving beneficial for a variety of reasons, NY Restaurant Liability should be obtained to protect against the influx of orders that are being processed with the new delivery service. Co-Founder

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3
Aug

Cyclospora Outbreak Causes Restaurant Peril

It’s been recently reported that over 300 people have been affected by Cyclospora across 26 states. The parasitic infection has been traced back to a city in Mexico that exports cilantro and other produce to the United States. This scare, along with its potential litigious repercussions, is raising NY Restaurant General Liability concerns. The region of Puebla has been identified

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29
Jul

Job Ads and Discrimination: Restaurant Red Flag

A Midtown New York Indian restaurant was fined $5,000 for posting a discriminatory job ad. Although the restaurant closed last year, they are still obligated to pay the penalty. This scenario goes to show the extent of NY Restaurant Liability and the importance of proper phrasing in crafting job ads. Shalom Bombay posted an ad in October of 2013 on

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15
Jul

New NY Law: Raw Fish Must be Frozen Before Serving

Although many New York restaurants pride themselves on their fresh ingredients, particularly those from the sea, the new law may require an updated menu. Taking effect in August, this new regulation will require fresh fish to be frozen for at least 15 hours prior to being served to reduce the risk of pathogens. While restaurants adapt to this new rule,

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7
Jul

Service Charge vs. Gratuity: Restaurant Liability?

An upscale restaurant in Manhattan has made headlines recently for failing to pay employees their tips. What was categorized as a “service fee,” was actually required to be paid to employees per the written agreement. As these discrepancies are fairly common yet can cause hefty legal damage payouts, be sure to equip your business with a New York Restaurant Liability

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26
Jun

Top 5 EMV Myths Debunked

The Europay, Mastercard and Visa regulation (EMV) is sweeping the restaurant industry as of lately. This new innovative and security based development is effective as of October 1st, 2015 and is comprised of a set of specifications for smart card payments and acceptance devices, as defined by the EMV Connection. During this important and potentially costly shift, don’t hesitate to

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COVID-19 UPDATE:

At RMS and associated firms, business continues as usual. Our staff is remote-capable and available to handle all partners, brokers, and insureds at the present time. Contact us today!