Workers’ Compensation Insurance Program
The hospitality industry is full of fun and relaxation for patrons. Yet, for employees of bars, clubs, restaurants, and other venues, there is always an injury or accident waiting to happen. From out-of-control patrons to simple slips and falls, workers are perpetually exposed to risk. Accidents happen, but smart owners secure two forms of protection: risk prevention and fair compensation through workers’ compensation insurance.
At RMS Insurance, we partner with insurers that address both ends of the equation. Our programs offer coverage that meets or exceeds state requirements and can deal with workers’ medical care payments, prescription drug needs, lost income due to work-related injury or illness, disability caused by that injury or illness, and death. Our insurer partners also offer return-to-work and claim management programs.
A workers’ compensation insurance policy from RMS Insurance is specially designed for the hospitality industry, including:
Whether it’s something relatively minor, such as a cut or sprain, or something more serious like a head or back injury, a workers’ compensation program from RMS Insurance provides assurance for employees and a financial safety net for employers. Our workers’ compensation policies also cover employees’ work-related illnesses, which is crucial in an industry where workers are exposed to food-borne illnesses and communicable diseases.
Additionally, we offer a proprietary claims investigation service, SKOPENOW, which uses digital surveillance and smart technologies to assess the validity of claims to stop fraudulent use of workers’ compensation benefits.
Employers with reliable workers’ compensation programs protect both workers and their businesses from the costs of on-the-job injuries and illness. Ensure you pair your client with the right policy for their needs by contacting RMS Insurance Brokerage, LLC today.