Employee Benefits Insurance Program

Group Medical

Group Dental

Create a Loyal Employee Base with RMS Insurance

At RMS Insurance, we believe that every employee is an asset to a company and created our employee benefits insurance plan to help you keep your employees safe and happy. Our years of experience in the insurance industry and dedicated services have made us one of the top insurance brokers in the country.


It is not mandatory for businesses to provide paid sick leaves or health insurance coverage to employees in New York. However, the law mandates that employers must provide paid family leaves, disability insurance coverage, and worker’s compensation coverage.

The four major employee benefits as offered by companies are:
  • Retirement plans
  • Medical coverage
  • Life insurance
  • Disability benefit

Non-mandatory benefits are offered to enhance loyalty among employees by improving job satisfaction. They are indirect and non-cash compensations paid to employees over and above their salaries. Hence, employees do not usually pay for such discretionary benefits.