Lounge Insurance Program

Whether you are selling hookah products, starting a hookah lounge, or running a popular hookah bar, RMS insurance has you covered! If you are looking for a lounge insurance program near you in NY, contact us today.


Burn injuries, slip and falls, and property damage are among the liability risks associated with hookah and cigar bar businesses. Furthermore, the smoky environment in pubs and lounges may lead to increased bodily injury due to decreased visibility. Selling hookah tobacco and cigars can also expose you to product liability risks. Besides, if any of your customers are carrying a deadly virus, then a virus outbreak might take place at your lounge.

A hookah lounge may need the following insurances:
  • General Liability
  • Liquor Liability
  • Products and Completed Operations
  • Assault and Battery
  • Excess Liability

Generally ,the annual permit fee for a hookah license in NY is $25.