Lounge Insurance Program
Getting away from the rat race or sealing a deal over drinks – tens of millions of people across the nation escape the fast pace of the workday or meet new friends in American lounges. To create and maintain that enjoyable atmosphere, your clients rely on reliable insurance protection that meets their coverage needs and budget.
RMS Insurance Brokerage, LLC provides solid, targeted, specific program insurance designed for lounges. Our experts have years of experience in the hospitality industry, and your clients can trust that their account is left in the very capable hands of someone who know the industry’s needs as well as its risks. A commercial liability program insurance policy from RMS Insurance goes beyond the provisions of a standard business liability policy, offering coverage for lounges with light live music entertainment, cigar bars, hookah, and light food fare.
We offer a range of liability coverages for those in the entertainment and hospitality industry, including but not limited to:
- General Liability
- Liquor Liability
- Products and Completed Operations
- Assault and Battery
- Excess Liability
Our value goes beyond the superior program insurance we offer. We provide risk mitigation and claims services as well as investigation assistance to identify fraudulent claims that could result in unmerited payouts. We work with you to get the best data on your lounge clients and get a quality application submitted in a timely fashion. Our products, service, and personnel will make securing coverage for your accounts a winning experience from the application process through to claims.
We provide risk mitigation and claims services as well as investigation assistance to identify fraudulent claims that could result in unmerited payouts.