The type of insurance coverage that protects your bar from unique liabilities like lawsuits from negligent alcohol service, alcohol-related accidents, equipment failures, property damage, food contamination, etc.
A basic bar insurance policy can range, depending on your budget and requirements. You may also get a discount if you bundle your insurance.
If a bar sells alcohol by the dram, a type of small serving which is less than a U.S. shot of liquor, is known as a dram shop. The kind of state liquor law that blames the establishment for the damages caused by an intoxicated customer served by them is known as dram shop law.
Having a proper business insurance policy with customized coverage in hand, you can protect your business from off-premises incidents.