Restaurant Insurance Program

If you are looking for quality restaurant coverages, then contact us at RMS Insurance Brokerage, LLC.


Owning and running a restaurant is not easy. With all the potential risks involved, you may need proper insurance to safeguard your property. Here are some of the most common liabilities that your restaurant may incur.
  • Food liabilities
  • Employee liabilities
  • Liquor liabilities
  • Commercial auto liabilities

Food poisoning can be a serious deal. You can be sued if your customer gets food poisoning while eating at your restaurant. In this case, your food liabilities coverage can help cover the costs you may incur.

There are various other risks that you need to consider while operating a restaurant. Some of them include:
  • Power outage
  • Cyber crimes
  • Equipment breakdown

There are multiple licensed trade establishments covered by restaurant insurance. Some of which include:
  • Nightclubs
  • Adult nightclubs
  • Live music venues
  • Lounges
  • Sports bars
  • Pubs
  • Taverns
  • Jazz clubs
  • Comedy clubs